Here are some helpful tips to help spot fraudulent emails and texts.

  • The message comes from a strange number or an email you don't recognize.
  • The message directs you to click on a link that takes you to a login page. Somerset Trust will never send a text with a link to log into your online banking. You should only log into your online banking via the mobile app or portal on the website.
  • The URL for the linked page is not the URL for our legitimate online banking (
  • The message contains spelling and/or punctuation errors.


For even more tips please check out this link from the FTC.


Somerset Trust will never send you an email/text with a link asking you to input your credentials.  We will also never ask for any security code sent to you.  Please do not share your credentials or security codes with anyone.